What are the three non-cash payment instruments and their explanations?
What are the three non-cash payment instruments and their explanations?
Three non-cash payment instruments, namely credit cards, debit cards or ATMs, and electronic money or e-money, the explanation is as follows:
- A credit card is a means of payment issued by a bank to make payments for goods or services that will incur debt and must be repaid at a later date
- A debit or ATM card is a card that can be used to make cash withdrawals and transfers without having to go through a teller.
- Electronic money or e-money is a payment issued based on the value of money deposited in advance.
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