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What are the five types of passive credit savings, and explain them?

What are the five types of passive credit savings, and explain them?

The five types of deposits in the form of passive credit are as follows

  1. Savings
  2. Giro
  3. Certificate of deposit
  4. Time Deposit
  5. Securities

What are the five types of passive credit savings, and explain them?

The explanation is as follows:

  1. Securities are promissory notes and bonds, which are commonly traded in the capital market and money market.
  2. Time Deposit is a deposit in a bank account that cannot be withdrawn before a set date or for which notice of withdrawal is required.
  3. A certificate of deposit is a certificate issued by a bank to a person depositing money for a specified length of time or time deposits whose proof of deposit can be traded.
  4. Giro is a deposit that can be used as a means of payment, and withdrawals can be made at any time by using a check or other means of payment by the government.
  5. Savings are deposits that can only be withdrawn according to certain agreed conditions but cannot be withdrawn by check.

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